RaboPlus: the best ongoing rate over time

At RaboPlus we want you to stay in "The Know", so here is an up to date comparison of our savings rate against other banks. And because we believe in long term value and not promo rates, we only compare apples with apples, so this table compares ongoing variable online savings rates only. Apply online today.

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Online savings accounts

Personal savings product	Credit rating^#	Rate (% pa)^	Fees	Min balance
RaboPlus Savings Account	AAA	4.00	Nil	$0
AMP eASYSAVER	A	2.80	Nil	$0
BankWest TeleNet Saver	AA	3.15	Nil	$0
BOQ WebSavings Account	BBB+	3.25	Nil	$2,000
Citibank Plus Link Savings	A+	2.75	Nil*	$0
CBA NetBank Saver	AA	2.75	Nil*	$0
HSBC Serious Saver Account	AA	3.25*	Nil	$0
ING Direct Savings Maximiser	AA	3.50	Nil	$0
nab iSaver	AA	2.75	Nil	$0
One direct high interest saver	AA	4.00	Nil	$0
St George directsaver Account	AA	3.20	Nil	$0
Suncorp eOptions Sub-Account	A	3.50	Nil	$0
Westpac eSaver	AA	2.75	Nil*	$0
Other savings accounts^~
nab Smart Reward Saver	AA	0.01*	Yes	$0
CBA Award Saver	AA	0.01*	Yes	$0
St George Power Saver	AA	1.75	Nil*	$0
Westpac Reward Saver	AA	0.25	Yes	$0
ANZ Progress Saver	AA	0.01	Yes	$0

Information accurate as at 29 June 2009. Source: CANNEX
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*The following terms and conditions apply to the rates above:

ANZ Progress Saver: total interest of 2.51% payable if specific conditions met
Citibank: Must be linked to a Citibank Plus Transaction Account which may incur a monthly fee.
CBA NetBank Saver: Must be linked to a Streamline Account which may incur a monthly fee.
CBA Award Saver: total interest of 2.01% payable if specific conditions met.
HSBC: Interest will not be payable in any month where you have made a withdrawal. Interest is payable on amounts up to $1,000,000.
NAB Smart Reward Saver: Fee of $3 a month applies if more than one withdrawal is made in the month. Total interest of 2.36% payable if specific conditions met.
Westpac eSaver: Account must be linked to a Wespac transaction account which may incur a monthly fee.
WestPac Reward Saver: total interest of 3.15% payable if specific conditions met.
St George Power Saver: Fees payable for ATM and EftPos use.

^Rates shown are the standard variable underlying rates, disregarding any short term introductory rates or bonuses
~ Interest rates shown are for balances up to $50,000.
^#Standard & Poor's credit rating. Ratings issued by Standard & Poor's (Australia) Pty Ltd are solely statements of opinion and not statements of fact or recommendations to make any investment decisions. For the latest ratings information please visit www.standardandpoors.com. Rabobank Australia Limited has a AAA rating from Standards & Poor's (Australia) Pty Ltd.