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New to investing in managed funds?

We've designed your RaboPlus account so you have immediate access to managed fund investing. You can easily help yourself to a range of managed funds that allow you to spread your risk and invest according to your personal goals and time frame.

By investing in managed funds you are also helping yourself to the fund provider's team of investment professionals, so you benefit from their knowledge and expertise. 

Three easy steps to managed funds investing

Step 1 - How long and how much?

Work out how much you want to invest and for how long. We know "as much as possible for as long as I can" sounds great, but try to think of what works for you.

Try to work out how much you can afford to invest. When it comes to investment, volatility is a certainty. Some years will be much better than others, so you must have a sound understanding of what you can afford to maintain just in case of periods of lower performance.

Step 2 - Choose your investments

Choose the ideal investments for meeting your financial ambitions. Some investments, such as shares, can change value quickly to provide faster growth, but they can also go down so carry greater risk. Others, such as property, may provide slower yet more steady growth.

To know which types of managed funds are best suited to your needs, you first need to understand your investor profile.

Step 3 - Select your funds

Once you've considered steps 1 and 2, you are ready to select the funds that best suit your risk profile.

Remember, as your goals and timeframes change, so may your risk profile. That's why you should review it every now again to ensure you are taking the right approach for reaching your investment goals. 

Creating the right investment portfolio for you

We know everyone has different goals and ambitions so we offer a selection of professionally managed funds enabling you to diversify your portfolio of investments to match your personal needs. By taking this approach you can help control risk by diversifying your investment mix. 

And with our Regular Investor Plan, we've structured it so even a modest amount of regular savings can be spread across a range of investments to help reduce risk. For instance, even if you invested just $250, this could be spread across funds in shares, property, fixed interest and cash in both Australian and international markets. 

What is asset allocation?

Put simply it describes where you choose to invest your money. For example, shares, property, cash or fixed interest. Simple. 

Your personal asset allocation will depend on: 

  • Your desired returns
  • Your personal investment timeframe
  • Your long term earning ability
  • Your risk profile  

Managed funds: the basics

Learn how managed funds can help take the guesswork out of investing with Fairfax's Essential Guide to Managed Funds.

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