Glossary of terms

No doubt you've heard the term 'financial jargon'. This glossary provides you with a simple guide to the investment terms you'll find on the RaboPlus website. Click on the alphabet letters below to help yourself to a clearer understanding.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Tax Year: 1st July to 30th June.
Taxable Income: Income that is subject to taxation.
Term Deposit: A fixed interest investment which offers a fixed rate of return at the end of a set period of time (usually short or medium term).
Time Horizon: The length of time before you want to access the money tied up in your investment.
Top-Down Approach: An approach to investing in which the investor first looks at general trends in the economy and then chooses specific industries and particular companies that will benefit from these broad trends.
Total Return: The return on an investment, including income from dividends and interest, as well as appreciation or depreciation in the price of the security, over a given time period.
Trust Deed: A legal document conveying ownership and rules for the establishment and operation of a superannuation fund or non-registered scheme.