DIY super

Help yourself to a comfortable retirement by investing your self managed super funds (SMSFs) with RaboPlus.

With a RaboPlus DIY super account you can invest into a broad range of managed funds, as well as market leading high interest cash savings, and term deposits.

Already have a self managed super fund?

Is a self managed super fund right for you?

High interest savings

Your DIY super cash earns more with RaboPlus – earn the same leading interest rates we offer everyone else. Your choice of two savings options:

5.50%p.a. PremiumSaver

Earn 5.50% pa if you grow your balance by $200 by the end of each month (on top of interest earned), and 3.50% p.a. if you don't.
Find out more about PremiumSaver

4.50%p.a. High interest savings

Earn 4.50% pa variable on call.
Compare our DIY super high interest savings rate

Both the PremiumSaver and High interest savings accounts benefit from:

No minimum balance
No fees - ever
Free and unlimited transactions
Safer online banking with the Digipass
Free end of year tax reports
Online access to term deposits and low cost managed funds

Invest in managed funds

With managed funds via RaboPlus you can invest your DIY super in mainly wholesale funds from leading fund managers.

Start investing with just $250
Access to wholesale funds (wholesale funds generally have lower fund manager fees than retail funds)
Low brokerage from RaboPlus - no entry, exit or ongoing RaboPlus fees
Choose from a pre-selected list of quality funds. All funds align with our transparent selection criteria
No paperwork - straight-through online purchase and sell process 24/7
Consolidated account reporting
Access to independent investment tips, market commentary, podcasts, blogs and more

Why open a RaboPlus DIY super account?

Opening a RaboPlus account will give you online access to high interest savings, term deposits and a broad range of managed funds with diverse investment strategies
24/7 online access to your transaction history and downloadable files for your accountant
Capability to pick parcels to assist tax savvy investors with Capital Gains Tax (CGT) management
Consolidated end of year statements and periodic reports
Externally audited reporting systems provided with annual tax statement

Already have a DIY super fund?

Apply now for a RaboPlus account - it only takes around 10 minutes.

Follow these simple steps to begin investing with RaboPlus:

1. Open an account with RaboPlus.
2. Choose from high interest savings, term deposits and managed funds to suit your self managed fund's investment strategy.
3. Login with your Digipass and start investing.

Is a DIY super fund right for you?

Your guide to Self Managed Superannuation

Australians can choose to put their personal super contributions with an independently managed superannuation fund or with their own self managed fund.

A self managed super fund allows you to take control (and responsibility) of how your superannuation money is invested.

Download the free guide to self managed superannuation for some helpful information.

Find out if a SMSF is right for you

Read our FAQs for answers to questions like:

When is a self managed super fund an appropriate option?
What assets can I include in a self managed super fund?
How do I know which small super fund is better for me?

Compare our DIY super savings rate

Don't just take our word for it, have a look at the table below and see how our DIY super at call savings interest rate compares to those of our competitors.

Product	Standard variable rate (%pa)^	Fees	Minimum deposits	Maximum deposits
RaboPlus DIY Super PremiumSaver	5.50	Nil	$200 per month	$1,000,000
RaboPlus DIY Super Savings Account	4.50	Nil	n/a	n/a
AMP Business eASYSAVER	4.00	Nil	$2,000	No max
BankWest Business TeleNet Saver	4.25	Nil	n/a	n/a
Citibank Ultimate Business Saver	4.75	Yes*	$10,000	$1,000,000
	3.50		$1,000,000	No max
ING Direct Business Optimiser	4.25	Nil	n/a	n/a
St George DIY Super Directsaver Account	3.95	Nil	n/a	n/a
Westpac Self Super Online	3.80	Nil	n/a	n/a

Information accurate as at 08 February 2010. Source: CANNEX

^Rates shown are the underlying rates, disregarding any short term introductory rates or bonuses.

* The following terms and conditions apply to the rates and fees above:

Citibank: Minimum ongoing balance of $10,000 required. 10 free withdrawals per month, fees are charged per withdraw thereafter.

Current rating:

You've rated us 5 out of 5

Reviewer: MarGra Super Fund

When the sharemarket, managed funds and other bank accounts are not performing well, the ability to find secure bank returns such as Rabo's PremiumSaver is great. The rates from most other banks are suspiciously low and make people wonder why they are not providing more realistic rates for deposits.Thank you.

15/11/2009 08:44

Reviewer: pongphun

How I can get my money from superannuation account If I go back to my country Can you help me plz.

Greg McAweeney: The ATO is probably your best source of information for answers to questions like this. Click here for their superannuation information.

26/08/2009 05:16

Reviewer: Kathryn

Your term deposit rates make our Superannuation fund "interesting"

22/08/2009 09:50

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Rates are correct as at 08/02/2010 and subject to change. RaboPlus fees and charges apply to term deposits broken prior to maturity. RaboPlus and related deposit products are issued by Rabobank Australia Limited. Deposits with RaboPlus are guaranteed by our ultimate parent, Rabobank, which has been awarded the world's safest non-government bank for 10 consecutive years by Global Finance magazine (1999-2008).