DIY super

Help yourself to a comfortable retirement by investing your self managed super funds (SMSFs) with RaboPlus.

With a RaboPlus DIY super account you can invest into a broad range of managed funds, as well as market leading high interest cash savings, and term deposits.

Already have a self managed super fund?

Is a self managed super fund right for you?

High interest savings

4.00% pa on call

Your DIY super cash earns more with RaboPlus – earn the same leading interest rates we offer everyone else.

Compare our DIY super savings rate

DIY super account features:

No minimum balance
No fees - ever
Free and unlimited transactions
Safer online banking with the Digipass
Free end of year tax reports
Online access to term deposits and low cost managed funds

Invest in managed funds

Essential guide to investing in managed funds

With managed funds via RaboPlus you can invest your DIY super in mainly wholesale funds from leading fund managers.

Start investing with just $250
Access to wholesale funds (wholesale funds generally have lower fund manager fees than retail funds)
Low brokerage from RaboPlus - no entry, exit or ongoing RaboPlus fees
Choose from a pre-selected list of quality funds. All funds align with our transparent selection criteria
No paperwork - straight-through online purchase and sell process 24/7
Consolidated account reporting
Access to independent investment chat, tips, market commentary, podcasts, blogs and more

Why open a RaboPlus DIY super account?

Opening a RaboPlus account will give you online access to high interest savings, term deposits and a broad range of managed funds with diverse investment strategies
24/7 online access to your transaction history and downloadable files for your accountant
Capability to pick parcels to assist tax savvy investors with Capital Gains Tax (CGT) management
Consolidated end of year statements and periodic reports
Externally audited reporting systems provided with annual tax statement

Already have a DIY super fund?

Apply now for a RaboPlus account - it only takes around 10 minutes.

Follow these simple steps to begin investing with RaboPlus:

1. Open an account with RaboPlus.
2. Choose from high interest savings, term deposits and managed funds to suit your self managed fund's investment strategy.
3. Login with your Digipass and start investing.

Is a DIY super fund right for you?

Australians can choose to put their personal super contributions with an independently managed superannuation fund or with their own self managed fund. A self managed super fund allows you to take control (and responsibility) of how your superannuation money is invested.

Find out if a SMSF is right for you

Read our FAQs for answers to questions like:

When is a self managed super fund an appropriate option?
What assets can I include in a self managed super fund?
How do I know which small super fund is better for me?

Compare our DIY super savings rate

Don't just take our word for it, have a look at the table below and see how our DIY super at call savings interest rate compares to those of our competitors.

Product	Standard variable rate (%pa)^	Fees	Minimum deposits	Maximum deposits
RaboPlus DIY Super Savings Account	4.00	Nil	n/a	n/a
AMP Business eASYSAVER	3.30	Nil	$2,000	No max
BankWest Business TeleNet Saver	3.65	Nil	n/a	n/a
Citibank Ultimate Business Saver	3.45	Yes*	$10,000	$1,000,000
	3.00		$1,000,000	No max
ING Direct Business Optimiser	3.50	Nil	n/a	n/a
St George DIY Super Directsaver Account	3.20	Nil	n/a	n/a
Westpac Self Super Online	3.05	Nil	n/a	n/a

Information accurate as at 29 June 2009. Source: CANNEX

^Rates shown are the underlying rates, disregarding any short term introductory rates or bonuses.

* The following terms and conditions apply to the rates and fees above:

Citibank: Minimum ongoing balance of $10,000 required. 10 free withdrawals per month, fees are charged per withdraw thereafter.

Current rating:

You've rated us 5 out of 5

Reviewer: Alan Joy

Just did a quick calculation of the past 10 months return on investment with Raboplus. Annualised return on my SMSF was 6.7% before tax. Compared to the 10% annualised my previous fund manager lost for me prior to setting up my SMSF and investing with Raboplus, not too bad eh ?

13/03/2009 01:35

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Rates are correct as at 17/03/2009 and subject to change. RaboPlus fees and charges apply to term deposits broken prior to maturity. RaboPlus and related deposit products are issued by Rabobank Australia Limited, which has a AAA rating from Standard & Poor's. This is higher than any Australian owned or foreign subsidiary bank in Australia. Ratings are subject to change. Visit www.standardandpoors.com for the latest ratings information. Ratings issued by Standard & Poor's (Australia) Pty Ltd are solely statements of opinion and not statements of fact or recommendations to purchase, hold, or sell any securities or make any other investment decisions. Deposits with RaboPlus are guaranteed by our ultimate parent, Rabobank, which has been awarded the world's safest non-government bank for 10 consecutive years by Global Finance magazine (1999-2008).