Business savings with RaboPlus

Your business cash earns more with RaboPlus. Businesses receive a market leading interest rate on their on call cash, as well as great terms deposit rates and access to low cost managed funds. 

4.75% p.a. PremiumSaver

Earn 4.75% p.a. if you grow your balance by $2,000 by the end of each month (on top of interest earned), and 3.50% p.a. if you don't. Maximum rate applies to balances up to $1 million.

 Read PremiumSaver details and conditions

4.00% p.a. High interest savings

Earn 4.00% p.a. variable on call.

 Compare our business high interest savings rate

• No minimum balance
• No fees - ever
• Free and unlimited transactions
• Exceptional online banking security
• Free end of year tax reports
• Online access to term deposits and low cost managed funds

DIY super funds

Business owners are looking forward to a comfortable retirement too and often take control of their super through a self managed super fund. All our products are also available for SMSFs. With RaboPlus you can save on fees, be in control and make your own decisions in your own time online, 24/7.

With a RaboPlus DIY super account you can invest into a broad range of managed funds, as well as market leading high interest cash savings, and term deposits.

• Already have a self-managed super fund?
• Is a self managed super fund right for you?
• Why invest your DIY Super funds with RaboPlus

Ready to apply?

Apply now for a RaboPlus account - it only takes around 10 minutes. Once your account is set up and you receive your Digipass, you can help yourself to high interest savings, open a term deposit or buy and sell managed funds - at any time.

High interest term deposits

Looking to lock in a guaranteed high interest term deposit rate with Australia's safest bank?  

• Start from a low $1,000
• Full range of rates and terms available from 1 month to 5 years
• Choose interest payment frequency - monthly, quarterly, half yearly and yearly   
• Find out about term deposit investment strategies
• The same high rates apply to businesses, trusts and DIY super funds
• Your deposits are reinvested into Australian agribusiness
• From Australia's safest bank

Invest in managed funds

Investing in managed funds via RaboPlus is the smarter choice.

If you're thinking of investing in managed funds, or already do, then it's good to know that compared to other leading managed funds platforms*, with RaboPlus you can:

• Save up to 62% p.a. on wholesale managed funds fees

• Access wholesale funds for the lowest minimum investment of $250

• Pay low brokerage, no entry, ongoing or exit RaboPlus fees

• Access highly rated online tools, tax reporting and education Buy AND sell online 24/7

• Find out more about investing in managed funds via RaboPlus

Use the tax paying cycle to get your surplus cash working harder

Transfer your money in and out of your account when you need the cash flow during the quarterly tax cycles. Stash your GST and PAYE cash in a RaboPlus Business savings account and have it earning interest until the bills are due.

• No transfer fees and unlimited transfers

• Set up date driven transfers back to your linked account

You can also access guaranteed returns in our term deposits if you like the idea of a secured return over time.

• Read FAQs about how the account works